💹 Free · No sign-up required

Solar Savings Calculator

Enter your solar system size and electricity details. Get your exact payback year, 10-year and 25-year ROI, and total lifetime profit — with annual electricity price escalation factored in.

Payback year25-year ROICompounding escalationSubsidy deductedInstant results

System Details

Don't know? Use Solar Calculator

India avg ₹6–₹10/unit

Historical avg ~5–8%/year

Property Type

What Does This Calculator Show You?

Every output that matters when deciding whether solar is worth the investment.

Payback Period

Years it takes for electricity savings to fully recover the net investment after subsidy. Typically 4–7 years for residential systems.

📈

10-Year & 25-Year ROI

Total return on investment as a percentage at both milestones, accounting for the annual electricity price escalation you set.

📊

Investment Breakdown

Gross system cost, PM Surya Ghar subsidy, and net investment you actually pay — all calculated transparently.

💰

Lifetime Profit

Total cumulative savings over 25 years minus net investment. The actual rupee profit your solar system generates.

Solar Payback Period in India

Most residential solar systems pay back in 4–7 years after the PM Surya Ghar subsidy. Consumers paying ₹9–₹12/unit (common in Maharashtra, Tamil Nadu, Karnataka) see payback in 3–5 years, while lower-tariff states take 6–8 years. Annual electricity price escalation of 5–8% accelerates break-even significantly — the higher the escalation, the sooner your savings compound past your investment.

Why Electricity Escalation Changes Everything

India's tariffs have risen ~5–8% annually over the past decade. A 3 kW system saving ₹2,100/month today saves the equivalent of ₹50,000+/year by year 10 and ₹1 lakh+/year by year 20 — because the grid gets more expensive while solar stays free. This is why 25-year ROI figures of 250–400% are realistic, not inflated.

Don't know your system size yet?

Use the Solar System Calculator first — enter your monthly bill and get the right kW recommendation in 30 seconds.

Solar System Calculator →

Frequently Asked Questions

What is the payback period for solar panels in India?
Most residential systems pay back in 4–7 years after the PM Surya Ghar subsidy. Higher electricity tariffs (Maharashtra, Tamil Nadu, Karnataka) reduce this to 3–5 years.
Does this calculator account for the PM Surya Ghar subsidy?
Yes. The calculator automatically applies the central government subsidy based on your system size and uses the net investment (after subsidy) for all payback and ROI calculations.
What annual electricity price increase should I use?
India's electricity tariffs have increased at roughly 5–8% per year historically. Use 5% for a conservative estimate and 7–8% for a realistic one.
Is a 25-year solar ROI realistic?
Yes. Tier-1 solar panels are rated for 25+ years with less than 0.5% annual efficiency degradation. String inverters typically need replacement around year 10–12 (₹15,000–₹40,000), which this calculator does not include.
What is not included in this calculator?
Inverter replacement cost (~year 10), O&M expenses (₹2,000–₹5,000/year), and state-level additional subsidies or net-metering income. These factors generally improve the financial picture further.